Logging and forestry insurance helps keep your business on the cutting edge.

Help protect your business from the risks you face with logging and forestry insurance.

Your business is all about your equipment.

Logging requires a lot of specialized equipment to run properly, including skidders, feller bunchers, loaders, and more, and that equipment is often in transit between areas on your job site or stored away from your business location. Inland marine insurance may help protect your specialized tools and machines. What if your equipment suddenly stops working due to accidental physical damage? You’ll want to have systems breakdown insurance, which may help protect you from a loss if you find yourself suddenly unable to use your necessary equipment.

There are a lot of vehicles needed for logging.

As you know, logging requires the use of a number of different vehicles, whether you’re using them to help cut the trees or using them to transport logs, mulch, and pulp. No matter what, if you own the vehicles being used for your logging business purposes, you’ll want to have business auto insurance. It may cover your vehicles if they’re involved in an accident while undergoing company business, making it an essential part of your logging insurance policy.

Logging is a dangerous business.

You know better than anyone how dangerous logging can be for your employees. With all of the heavy equipment, sharp saws, and massive logs, there’s a risk for injury everywhere on the job. If one of your employees gets hurt while working, you’ll want to have coverage with workers’ compensation insurance. Not only can workers’ compensation insurance help your employee through a difficult time while they heal, but it may also help protect your logging business from potentially disastrous lawsuits.

Logging comes with environmental concerns.

For the past several decades, the logging industry has been gaining attention and scrutiny for its environmental impact. Having an additional environmental insurance policy with your logging insurance coverage may help protect your business in the event of accidental pollution or other environmental damage, helping to cover the costs of clean-up, defending claims, and the like. In a time where the logging industry is under scrutiny, it can also be a good public relations move to have an environmental insurance policy since it shows that you recognize the risks your business poses to the environment and that you’re listening to professionals on how to avoid them.

  Does your logging business need insurance?

Your business supplies the world with timber for building, pulp for making paper, and forest management. Yet all of that comes with its own unique risks to your logging business, which is why it’s important to have logging insurance coverage in place.

The business side of your logging business.

In order for you to be properly covered in the Forestry industry, there are a few different types of insurance policies and coverages that are available.Skeele Agency Inc. has several markets for those policies and coverages to make sure that you are covered with logging and forestry insurance.

Liability Coverage Insurance

Liability coverage will come into play in the event that you do damage to someone else’s property or cause bodily harm to someone. Most lumber mills will require that you carry a minimum of $1 Million in Liability limits in order to do work for them. We have companies that we regularly write the General Liability policies with that have had a relationship with our agency for several years.

Equipment Coverage Insurance

In addition to the liability coverage on a logging account, we are also able to offer Equipment coverage, often times built into a package policy with the liability. We provide physical damage coverage to the equipment used in day to day logging and lumbering operations. Anything from a small piece of machinery to the larger six figure harvester; or just adding some broad coverage for small “tools of the trade” – these may be included if you want.

Log Truck Insurance

Loggers have heavy equipment and log trucks – we understand that – and have the markets to check prices on the logging truck or trucks to make sure you have coverage at an available rate. Many companies shy away from writing these type of trucks due to their size and potential liability hazard of hauling the cut logs from the landing to the mill on public roads. There will always be the potential for a serious bodily injury or property damage liability claim because of the size and weight of these vehicles and their loads. It is important to make sure you have the proper coverage and the proper type of policy. We are able to offer competitive pricing, whether it be just basic liability on the truck, or full coverage. We can also cover your attached equipment either on the truck policy or your equipment policy.

Workers Compensation

While the market for Workers Compensation is limited for a logging business – we look to make sure that you are properly covered and are competitively priced.

Want to learn more about logging and forestry insurance for your business? Contact us to get started.