Life happens, putting you in a situation where your home is left empty. You don’t think twice about it, but what you do not realize is that, without the right home insurance policy, your vacant or unoccupied home could be without protection. Fires, vandalism, theft, and a variety of other risks are high in these … Continue reading How to Insure a Vacant, Unoccupied, or Seasonal Home →

Up until a few decades ago, local shops were the go-to source for nearly all goods and services in communities throughout New York. As the U.S. became more connected and corporate America began to grow, big-box stores and service providers began infringing upon mom-and-pop shops everywhere. Today, small businesses also have the Internet to contend … Continue reading 5 Remarkable Reasons to Shop Local in Upstate New York →

Auto accidents can happen in a number of different circumstances. For example, the driver may hit a deer, accidentally back into another vehicle or change lanes without checking to make sure the coast is clear. Regardless of the circumstances surrounding the accident, everyone involved will be wondering whether insurance will cover the damage and how … Continue reading Your Car Insurance Claim, Steps You Should Take and What to Expect →