Buying insurance is serious business. But when you aren’t sure where to start, it’s easy to go with the first or second company you find online. And while you may have heard that it’s best to cut out the middleman and purchase a policy directly from the insurance provider, you could be missing out on big savings by not shopping around. So how do you make sure you’re getting the right level of coverage at a great price? Working with an independent insurance agent is the best way to buy insurance because they have access to dozens – sometimes even hundreds – of different insurance companies. Meaning you can explore all of your available options and choose the right fit for your needs. Keep reading to learn more about the advantages of buying insurance with the independent agents at Skeele Insurance Agency.
What Are the Benefits of Choosing an Independent Agent?
1. You Have Plenty of Choices
When you choose an independent insurance agency, you automatically gain access to many different insurance companies. This also means you have a chance to shop a variety of different price points and coverage options to find the best deal possible. On average, most independent agents work with anywhere from 5 to 8 different providers, giving you the chance to shop and compare before making a final decision. At Skeele Agency, we have 33 companies we deal with directly, and have access to dozens more. But you don’t need to worry about visiting different websites to compare prices – that’s what your agent is for!
2. They’re Knowledgeable and Experienced
Independent insurance agents can easily explain the more complex areas of the industry to you in terms that you will understand in an effort to help you make an informed decision. Their job is not to go out and find new policyholders for a specific provider but to learn more about your needs and match you with the best carrier available. While you may be familiar with the basics of insurance, having someone there to explain your coverage options and go through different scenarios with you can be super valuable during the buying process.
3. Your Agent is Your Adviser
Finding great deals on insurance coverage is sure to make their clients happy but another main goal your independent agent has is to ensure that you are adequately covered in the event of an accident or emergency situation. As you have the opportunity to work face-to-face or over the phone with a real person, you’ll quickly find that your agent becomes more of a personal adviser. They will take the time to listen to your concerns, explain your policy and make changes as needed.
4. A One-Stop-Shop
When you work with an independent insurance agent, you can not only invest in a comprehensive home insurance policy, but you can search for great deals on auto insurance, any recreational vehicles, life insurance, and even all of your business insurance needs. Your independent agent will be there to help guide you through all of your significant life changes, from getting married to insuring teen drivers, planning for your family’s future, or starting a new business venture.
Contact Skeele Insurance Agency Today
Shopping around for the best prices and coverage options is an important part of the insurance buying process. But that doesn’t mean you have to go it alone. When you work with a reputable and experienced independent agent, you can rest easy knowing that you have access to many different top insurance providers and can make an informed decision regarding your coverage. Ready to start shopping for an affordable and comprehensive insurance policy? Contact the team at Skeele Insurance Agency today and be sure to request a free quote!