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Restaurant Insurance

Running a restaurant is an arduous task, even without considering the risks involved. We understand how hard it is to run your operations, between the culinary process to the moment your patrons leave the restaurant, and everything in between.

At Skeele Agency, Inc., we have optimized our restaurant insurance to give you the right coverage to protect you from financial losses arising from claims against your restaurant.

Restaurant Insurance Programs

Why would you want specialized coverage while you already have a business liability policy? Well, being a four generation local business and through our years of experience, we have seen the need to offer customized coverage for restaurant owners.

Some of our comprehensive insurance offerings include:

  • Café insurance
  • Catering insurance
  • Deli insurance
  • Fast food coverage
  • Food delivery insurance
  • Pizza restaurant insurance
  • Bar and tavern insurance

We understand that there are many other specialized restaurants and we are willing to listen to your unique needs to provide the appropriate policy for you.

Restaurant Insurance

Restaurant Insurance Coverage

At Skeele Agency, Inc. we have created our coverage options to ensure that any risks your restaurant may face are covered. Some of our insurance options include:

  • Workers Compensation:

    This covers medical costs in case of work-related injuries and lost wages.

  • Commercial Auto Insurance:

    There are various options including food truck, van, business auto coverage, box truck coverage, and pickup truck insurance.

  • Business Crime Protection:

    This protects against theft, fraud, robbery, or forgery.

  • Business Owners Policy (BOP):

    This is one of our most important coverage options and provides protections for general liability insurance, loss of income, and property insurance.

  • Public and Product Liability:

    This covers  you against claims for negligent acts in relation to your restaurant that result in bodily injury or property damage.

  • Business Interruption Policy:

    This protects you against financial losses when your business is disrupted due to a covered loss.

We always keep in mind that every business is unique. For instance, if you also sell liquor in your facility, we would recommend liquor liability coverage. We can also get you competitive rates for umbrella coverage which protects your business more comprehensively.

There are other specialized options including fire and defined events, money, glass, and professional liability coverage. All these are optimized to ensure you don’t undergo financial trauma when a claim is made against you.

We have covered businesses in the larger New York metropolitan area for decades. We have offices in Cazenovia, Chittenango, DeRuyter, Manlius, Moravia and Waterville. Whatever type of business you own, we are excited to offer you the most competitive insurance options on the market.

Our experienced agents are highly trained and have an eye for detail when it comes to identifying the best coverage options for your restaurant. With our extensive network of carriers ranging from Allstate and Erie and Niagara to Central Cooperative, you can rest assured that we will find you the best policy for your business.

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