If you are a car collector in New York, it is time to get your classic car insurance coverage. At Skeele Agency, Inc. we have been in the auto insurance business for over 50 years and we understand how precious your classic car is. This is the reason we offer specialized auto protection.
If you own a classic, antique, or an exotic ride, you need to understand that your collector’s car doesn’t depreciate and this is one major reason you need specialized coverage. We offer insurance based on the agreed upon value of your classic car and not the cash value of your vehicle.
Another misconception you need to rethink is that classic and antique car insurance is expensive – nothing could be farther from the truth. As experienced auto insurance professionals, we know how well avid collectors treat and drive their cars. For this reason, we are confident enough to offer you the best rates on the market.
What Is Classic Car Insurance?
A classic car is one that is rare or of special historical significance and which is at least 25 years old or older. There are a myriad of cars out there that were special editions and if you own one, it needs to be maintained and kept in pristine condition; that’s exactly why our classic car insurance policy is primed for such services.
We understand that many owners of these cars face problems when it comes to classifying their vehicles as either classic or antique. You do not need to worry because our agents are experienced in classic car insurance. We will be waiting for your call or visit to our offices in Cazenovia, Chittenango, DeRuyter, Manlius, Moravia and Waterville.
With our classic car insurance policy, we do not limit your car just to exhibitions as most companies do. You can use it even over the weekend because the policy you get is tailored to suit your needs.
Classic Car Insurance Options
We offer standard auto insurance options including bodily injury liability, property damage liability, Uninsured and Underinsured Motorist (UM/UIM), PIP, among others. However, there are other extras, such as emergency road assistance, personal property protection, and diminishing deductibles, as well as other options.
Antique Car Insurance
If your collector’s car is 25 years or older, it qualifies for our specialized antique car insurance. These cars are mostly used on a limited basis, but we offer antique auto insurance coverage options for liability, medical, comprehensive, collision, emergency road service, and others.
You will be able to restore your antique car in the case of a covered loss. The fact that the cost of spare parts is factored into your insurance coverage makes our policy one of the best in the industry.
In essence, the Skeele Agency, Inc. antique and classic auto insurance coverage is ideal if you want to preserve your collector’s car. You will have peace of mind whether the car is being exhibited or you are driving it around the neighborhood.
Still worried about taking that 1977 Dodge out for a drive? You don’t have to worry because we know you are a careful driver. With our antique car insurance coverage, you will be able to experience and fully enjoy the rich heritage these cars boast. Call us today and let us help you protect your precious investment!