We know our clients want to do as much as possible to protect their employees and their companies from on-the-job accidents. At the same time, the cost of workers comp protection can strain budgets. Did you know that investing in an effective safety culture can help ease this strain while making your company an even better place to work?
What is a Business Safety Culture?
A workplace with a strong safety culture will emphasize that the safe way of doing things is the right way to get things done. Everybody, from the leadership to the newest employees, will take ownership of communicating and following guidelines. Obviously, this philosophy starts at the top, and it’s essential for management to ensure workers get training, encouragement, and in some cases, warnings and other discipline.
Cutting corners when it comes to safety doesn’t save anything. Plenty of studies have demonstrated that businesses can gain returns of two to six times their investment in safety programs. Returns will come in the form of fewer accidents, lower insurance premiums, and even better morale and productivity. Companies that emphasize safety also tend to have better success retaining workers, so they can benefit from lower turnover too.
How Does a Culture of Safety Benefit Your Business?
The benefits of a well-documented safety program can start with your insurer. Workers comp carriers need to see your commitment to working with them to avoid claims. Besides documenting your program, you should also have ways to ensure employees have learned, understood, and committed to the material.
Ensure that employees know the best ways to avoid accidents. They should feel empowered to communicate any potential risks they see to their supervisors and managers. Even so, sometimes accidents will happen, and employees also know when and how to report them. Very often, you’ll have the best results with medical treatment and medical claims if you report incidents without delay.
In addition, both insurance agents and insurers can work with you to find additional hazards or risky practices within your company. These two resources can be invaluable because they bring the experience of working with lots of other companies and may point out things that you missed. Very often, the savviest small business owners rely upon their insurance professionals for risk management guidance because they can’t afford to employ their own risk managers. Some can even provide you with the materials to establish or improve your company’s own safety program, so you don’t feel like you need to start from scratch.
Work With Us to Establish Your Safety Culture
Here at Skeele Insurance, we’re here to help you compare workers’ compensation insurance companies. As an independent agent, we can help you find competitive rate quotes and high-quality programs. More than that, we want to work with you to improve business safety, so you can enjoy all the benefits of a business with a strong safety program. To get started, give us a call to tell us about your company, and we’ll suggest ways we can help.