Over the last decade, small to heavy trucks have increasingly been featured in the National Highway Traffic Safety Administration (NHTSA) accident data reports. According to research, over 6,000 trucking fatalities occur every year in the U.S.
This is a good reason to consider our versatile trucking insurance to protect yourself, your business, and your employees against legal claims. At Skeele Agency, Inc., we have served trucking corporations for over five decades in New York and the surrounding areas. Based on our invaluable experience, we can offer you the most comprehensive policy at the most affordable rates.
Commercial Truck Insurance
Whether you own a fleet of commercial trucks, or you are a driver, you need to have commercial truck insurance for your vehicle. Our specialized coverage can protect against the loss of your truck while also paying for damage to the load, medical expenses, and property damage.
We cover a wide array of commercial trucks that include:
- Tow Trucks
- Box Trucks
- Dump Trucks
- Garbage Trucks
- Flatbed Trucks
- Tank Trucks
- Car Haulers and Auto Trailers
We have ingeniously designed our insurance services so that we can get you the most coverage, which means you will be able to get back on the road quickly in case of an accident. Here are some of the risks that our policies cover:
Uninsured and Underinsurance Motorist Coverage:
This covers the cost when you or one of your truck drivers is involved in an accident where the other driver is at fault but carries no insurance or is underinsured.
Motor Truck Cargo:
This covers the load you are hauling.
Commercial Truck Liability Coverage:
This covers your liability in case you or one of your employees causes an accident. Our coverage includes bodily injuries liability that covers medical expenses to those injured and property damage liability to cover the property damage costs involved in the accident. A leading benefit to this insurance is that your legal defense costs will also be covered whether you are at fault or not.
Comprehensive Physical Damage:
This covers both collision damages and ‘other than collision’ losses such as vandalism and theft.
You can obtain customized trucking insurance with us to include down time coverage for when business is slow. Call us today to get the best quotes in the industry.
Commercial Truck Insurance Cost
Your commercial truck insurance policy cost is affected by a combination of factors. The miles your trucks are driven and the kind of cargo they haul will play a key role in determining your quote. Other factors range from driving records of all your drivers, the age of the trucks, driving routes, and the structure of your policy.
At Skeele Agency, Inc., we understand that getting the best rates for your insurance can be a daunting task, and this is why we are here for you. We service a wide area in New York including Cazenovia, Chittenango, DeRuyter, Manlius, Moravia and Waterville. You can call us today or visit our offices.
We guarantee you the most comprehensive coverage at the best rates based on our expertise and extensive industry network.
