In order for you to be properly covered in the Forestry industry, there are a few different types of insurance policies and coverages that are available.
The Skeele Agency has several markets for those policies and coverages to ensure that you are covered entirely and competitively with logging and forestry insurance.
Liability Coverage Insurance
Liability coverage will come into play in the event that you do damage to someone else’s property or cause bodily harm to someone. Most lumber mills will require that you carry a minimum of $1 Million in Liability limits in order to do work for them. We have companies that we regularly write the General Liability policies with that have had a relationship with our agency for several years.
Equipment Coverage Insurance
In addition to the liability coverage on a logging account, we are also able to offer Equipment coverage, often times built into a package policy with the liability. We provide physical damage coverage to the equipment used in day to day logging and lumbering operations. Anything from a small piece of machinery to the larger six figure harvester; or just adding some broad coverage for small “tools of the trade” – all of these may be included if you want.
Log Truck Insurance
Loggers have heavy equipment and log trucks – we understand that – and have the markets to check prices on the logging truck or trucks to make sure you have the best coverage for the best available rate. Many companies shy away from writing these type of trucks due to their size and potential liability hazard of hauling the cut logs from the landing to the mill on public roads. There will always be the potential for a serious bodily injury or property damage liability claim because of the size and weight of these vehicles and their loads. It is most important to make sure you have the proper coverage and the proper type of policy. We are able to offer competitive pricing, whether it be just basic liability on the truck, or full coverage. We can also cover your attached equipment either on the truck policy or your equipment policy.
While the market for Workers Compensation is limited for a logging business – we look to ensure that you are properly covered and are competitively priced.
The Skeele Agency is a one stop shop as far as logging and forestry insurance accounts are concerned. We currently insure accounts from the sole proprietors to the larger corporations. We are happy to take a look at your business and recommend and quote the appropriate policies and coverage for you.