If you are a contractor in New York, you will concur that there is a myriad of risks involved in your trade. The construction and contracting work encompass a world of occupations and for each of these, we have come up with appropriate insurance coverage.
From electricians, carpenters, and plumbers to roofing contractors, we understand the need for specialized coverage for your line of work. This is the primary reason we offer the most comprehensive contractor liability insurance coverage available.
We are Skeele Agency, Inc. and for the last 58 years, we have serviced the city and outlying areas such as Cazenovia, Chittenango, DeRuyter, Manlius, Moravia and Waterville. Our professional insurance agents are ready to answer questions and provide you with the most appropriate contractor liability coverage at the most competitive rates.
Contractor Liability Insurance Coverage
If you are to make a mark in the construction industry, then you need our contractor liability insurance. This not only protects you against financial losses in case of accidents at sites, but it also increases your credibility in the eyes of your clients.
Local authorities will also require you to take up this coverage to protect you as an individual along with your business, the property owner, and the general public. To understand how crucial contractor liability insurance is, consider some of the risks covered:
Bodily Injury:
Accidents are common in construction projects. As such, you need coverage in case someone is injured at your place of work or at an ongoing project.
Property Damage:
As a contractor, you need coverage in case your equipment or employees damage adjacent properties or your client’s property in the course of a project.
Medical Payments:
This covers the costs of medical expenses to injured persons on the site or at your premises up to an agreed amount to prevent a lawsuit.
Errors and Omissions:
It might not be a common policy, but at Skeele Agency, Inc., we emphasize it to protect you against claims arising from the services or professional advice you have given that leads to losses for a client.
Advertising Injury:
This protects you against legal claims by another entity that is injured by your ads.
Workers Compensation:
If your employee is injured on the job site, they can file a claim. This coverage protects your business assets by covering all costs arising from the injuries if you are found liable.
Contractor Liability Coverage
We also offer other specialized packages depending on your contracting business. Some of these include commercial fleet insurance, contractors pollution liability (CPL), inland marine liability, tools and equipment coverage, and umbrella liability.
Our contractor liability insurance quotes are customized to suit your unique business. We are able to tailor your policy to ensure you are completely protected. We avoid one-size-fits-all insurance services. Our professional agents are always at hand to listen to your specific requirements and assure you are getting the right coverage.
We are a renowned insurance agency boasting the best carriers in the industry including Adirondack, Preferred Mutual, Amtrust, Broome Co-Operative, Dryden Mutual and The Hanover among many others. With our extensive network and rich experience in this industry, we are able to get you the best contractor liability insurance policy at the most competitive rate in the market.
Call us today and let us show you how to protect your contracting business against the many perils of your line of work.
