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Car Insurance Rates

At Skeele Agency, Inc. we want you to be informed and to understand how your auto rate is calculated. With several factors that go into determining your auto premium, we have multiple companies that apply the rating factors differently. This allows us to create a unique policy tailored to your needs at the best price available.

Do Accidents and Tickets Have an Impact?

One of the most important factors that can affect the car insurance policy is your driving record. The fact that an auto insurance policy is meant to offer you protection during an accident means a company must analyze the probability of such an accident occurring. Therefore, the more claims or tickets you have on your record the more negatively your premium will be affected.

How Does A DWI Affect Car Insurance?

Driving While Intoxicated is another traffic violation that will significantly affect your auto insurance quote. Your insurance premium will be negatively affected because you have more points on your license than the average driver. You may be placed in the high-risk category and remember, this can last for up to 10 years. At Skeele Agency, Inc., we listen to every case individually. With some companies you may pay 4 or 5 times the average rate and, in light of this, we strive to get you more affordable options.

License Suspension

At Skeele Agency, Inc., we understand how difficult it is to have your license suspended. When you call our insurance agents, we are able to analyze your situation to determine how your license suspension has affected your auto insurance cost. Whether it occurred due to a DWI, reckless driving, or an accumulation of tickets or points, we are here to provide the most affordable policy to cover your needs.

We serve across New York State with office located in Cazenovia, Chittenango, DeRuyter, Manlius, Moravia, and Waterville. Contact us today and let us use our knowledge and tools to get you the right coverage for your situation.

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