Skeele Agency, Inc. and its subsidiaries operate a family of Web sites and associated Web pages. Any person accessing or using Skeele Agency, Inc. Website is referred to as “you”.
Acceptance of Terms
General Use of Skeele Agency, Inc. Family
Except with the express written permission of Skeele Agency, Inc., modify, copy, distribute, transmit, display, perform, reproduce, publish, license, create derivative works from, frame in another Web page, use on any other Web site, transfer or sell any information, software, lists of users, databases or other lists, products or services provided through or obtained from Skeele Agency, Inc. Family, including without limitation, engaging in the practices of “screen scraping,” “database scraping,” or any other activity with the purpose of obtaining lists of users or other information; damage, disable, overburden, or impair Skeele Agency, Inc. Family or interfere with any other party’s use and enjoyment of Skeele Agency, Inc. Family; obtain or attempt to obtain any materials or information through any means not made readily accessible by Skeele Agency, Inc. through Skeele Agency, Inc. Family.
Except with the express written permission of Skeele Agency, Inc., you agree that you will not access or attempt to access password-protected, secure or non-public areas of Skeele Agency, Inc. Family.
Except with the express written permission of Skeele Agency, Inc., you agree that you will not create links from any Web site or Web page to any page within Skeele Agency, Inc. Family; provided however upon prior written notice to Skeele Agency, Inc., you may create a link directly to any of Skeele Agency, Inc. Family home pages. The origin of any link to any Skeele Agency, Inc. Family home page must be accompanied by a clear and prominent attribution indicating that the link is connected to Skeele Agency, Inc. Family home page. By creating a link to Skeele Agency, Inc. Family, you agree that (a) you will not employ any technology that results in the placement of content from Skeele Agency, Inc. Family in a frame and/or a reduced pop-up window and/or any other display mechanism which changes appearance of Skeele Agency, Inc. Family from how it would appear if a user typed the URL in a typical browser line, (b) your site shall not display content or link to other websites that contain content that is illegal, obscene, indecent, disparaging, discriminating or otherwise offensive, (c) you have duly registered your domain name and possess all rights necessary to use the same, and (d) you shall not in any manner access, collect, store, disclose, transfer or use any information obtained or derived from a user’s access to or use of Skeele Agency, Inc. Family. Skeele Agency, Inc. reserves the right to revoke your permission to create such link at any time in its sole discretion and you agree to immediately cease using the link at any time that Skeele Agency, Inc. so requests.
The Services provided through Skeele Agency, Inc. Family may also be located on third party Web sites or applications, via a link, click-through advertising, or otherwise. Nothing contained in any of these Services is an offer or promise by Skeele Agency, Inc. to sell a specific product for a specific price or that any advertiser will sell any product or service for any purpose or price or on any specific terms. In addition, Skeele Agency, Inc. does not make any representation or warranty with respect to such third party Services and is not responsible for their accuracy, sufficiency, veracity, completeness, or timeliness. You are responsible for confirming the sufficiency and reliability of any third party Services, and you hereby release Skeele Agency, Inc. from any and all claims, demands, liability and damages (actual or consequential) of every kind and nature, known and unknown, suspected or unsuspected, disclosed or undisclosed, arising out of or in any way connected with your use of such Services. Further, please note that certain of the interactive Services may be financial or mortgage tools that provide information and customized information based on user-inputted data. These tools are for the purpose of performing calculations and are not an offer to lend. Interest rates shown are for demonstration purposes only. Actual market interest rates may vary.
Please note that you may be subject to additional and/or different terms, conditions, and privacy policies when you use third party Services, Content (as defined below), software or sites.
Content Contained in Skeele Agency, Inc. Family
Skeele Agency, Inc. Family and all of its contents including, but not limited to, all information, text, messages, images, photos, illustrations, designs, icons, video clips, sounds, files, trademarks, copyrighted material, trade dress, software, specifications, catalogs, literature, technical information, advertisements and other content or materials on Skeele Agency, Inc. Family (collectively, “Content”) is owned by Skeele Agency, Inc. and/or third parties with all rights reserved unless otherwise noted. Skeele Agency, Inc. grants you a limited license to access and use Skeele Agency, Inc. Family and Content solely for informational, personal and non-commercial purposes (including printing individual pages from Skeele Agency, Inc. Family provided that you retain all copyright and other proprietary notices contained thereon). You are strictly prohibited from downloading (other than page caching) modifying, or making any other use of Skeele Agency, Inc. Family or Content, except with express written consent of Skeele Agency, Inc. You understand that all third party Content posted on, transmitted through, or linked from Skeele Agency, Inc. Family is the sole responsibility of the third party originator of such Content. Content is provided through Skeele Agency, Inc. Family AS IS, and you agree that the use of and reliance on any Content is at your own risk and that under no circumstances shall Move be liable for any Content or for any loss or damage of any kind incurred as a result of the use of any Content made available via the Services.
You acknowledge that Skeele Agency, Inc. does not screen or approve third-party Content and that Skeele Agency, Inc. shall have the right (but not the obligation) in its sole discretion to refuse, modify, delete or move any Content that is available via Skeele Agency, Inc. Family, for any reason.
Content You Provide
To the extent that you post, upload, input, submit or otherwise transmit (collectively, “Transmit” or “Transmitting” as appropriate) Content on or through Skeele Agency, Inc. Family, you agree to provide true, accurate and complete information and to refrain from impersonating or falsely representing your affiliation with any person or entity. You are entirely responsible for all Content that you provide or otherwise make available via Skeele Agency, Inc. Family. You also warrant and represent that you own or otherwise control all of the rights to such Content including, without limitation, all the rights necessary for you to Transmit such Content, and to transfer your or others’ interests in such Content to Skeele Agency, Inc. as provided below.
You promise that you will not use Skeele Agency, Inc. Family to:
Transmit any Content not related to appropriate subject matters; which is misleading to others, including consumers; that is unlawful, harmful, threatening, abusive, harassing, tortuous, defamatory, vulgar, obscene, libelous, invasive of another’s privacy, hateful, or racially, ethnically or otherwise objectionable; that you do not have a right to post and transmit under any law or under contractual relationships; such that such posting, uploading, or transmission constitutes the infringement of any patent, trademark, trade secret, copyright or other proprietary rights of any party; and materials that contain software viruses or any other computer code, files or programs designed to interrupt, destroy or limit the functionality of any computer software or hardware or telecommunications equipment; or intentionally or unintentionally violate any applicable local, state, national or international law, or any regulations having the force of law, including the Civil Rights Act of 1866, the Fair Housing Act, the Americans with Disabilities Act, and the Equal Credit Opportunity Act.
By Transmitting Content to Skeele Agency, Inc. Family, you grant, and you represent and warrant that you have the right to grant, to Skeele Agency, Inc. an irrevocable, perpetual, non-exclusive, fully paid, worldwide license to use, copy, perform, display, and distribute the Content and to prepare derivative works of, or incorporate into other works, the Content, and to grant and authorize sublicenses (through multiple tiers) of the foregoing. Furthermore, by posting Content to any public area of Skeele Agency, Inc. Family, you grant Skeele Agency, Inc. all rights necessary to prohibit any subsequent aggregation, display, copying, duplication, reproduction, or exploitation of the Content on Skeele Agency, Inc. Family by any party for any purpose.
Disclaimer of Warranties
YOU EXPRESSLY UNDERSTAND AND AGREE THAT: YOUR USE OF AND RELIANCE UPON ANY AND ALL OF Skeele Agency, Inc. FAMILY, SERVICES AND/OR CONTENT IS AT YOUR SOLE RISK AND IS MADE AVAILABLE ON AN “AS IS” AND “AS AVAILABLE” BASIS. MOVE MAKES NO EXPRESS OR IMPLIED REPRESENTATIONS, WARRANTIES, OR GUARANTEES WITH REGARD TO THE APPROPRIATENESS, ACCURACY, SUFFICIENCY, CORRECTNESS, VERACITY, VALUE, COMPLETENESS, OR TIMELINESS OF Skeele Agency, Inc. FAMILY, SERVICES AND/OR CONTENT. Skeele Agency, Inc. EXPRESSLY DISCLAIMS ALL WARRANTIES OF ANY KIND, WHETHER EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO THE IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE AND NON-INFRINGEMENT.
Limitation of Liability
All materials on Skeele Agency, Inc. Family (as well as the organization and layout of Skeele Agency, Inc. Family) are owned and copyrighted or licensed by Skeele Agency, Inc., its corporate affiliates or its third-party vendors. © Skeele Agency, Inc. 2016 all rights reserved. No reproduction, distribution, or transmission of the copyrighted materials on Skeele Agency, Inc. Family is permitted without the written permission of Skeele Agency, Inc. Any rights not expressly granted herein are reserved.
Pursuant to Title 17, United States Code, Section 512, notifications of claimed copyright infringement should be sent to Skeele Agency, Inc.’s Designated Agent set forth below. All inquiries must be filed in accordance with Title 17, United States Code, Section 512.