Even though you own your car, there may be different situations in which another person may need to drive. If the person driving is a member of your household – such as your spouse or teenage children – they are likely included in your auto insurance coverage. However, what happens if you allow someone outside … Continue reading What is Permissive Use?
Parents can have mixed emotions when their teenager finally gets their driver’s license. On one hand, it can cut down on the time you spend driving your teen to sports, music lessons, and other activities. On the other hand, you may naturally worry about the risks of allowing your inexperienced teen to get behind the … Continue reading Tips for Teen Drivers
Deciding to upgrade and renovate your home can be the start of an exciting adventure or simply a necessary task due to outdated systems or the need for more space for your family. Either way, renovations done correctly can add value to your property, however, there are many important considerations throughout the renovation process you … Continue reading Renovations and Home Insurance Considerations
We have all heard the advice to “leave a note” with your contact information if you hit a parked car and the owner is not nearby. In such situations, it would be inconvenient or even impossible to wait until the owner appeared to exchange information. While the idea of someone leaving a note with their … Continue reading Dude, Who Hit My Car?
If you and a friend call the same insurance company for a quote for the same type of insurance policy and the same amount of coverage, you very likely may receive two very different quotes. This is because insurance quotes take into consideration your insurance score. While similar to a credit score, it is not … Continue reading Top Tips to Improve Your Insurance Score
Wear and tear on your home is inevitable. With all of our busy lives, it is easy to put off maintenance tasks around the house. However, if you wait too long to address potential problems, serious damage can result that may require extensive repair and may even result in a home insurance claim. To avoid … Continue reading Autumn Home Maintenance Tips
With the significant amount of time that Americans spend at work throughout their lives, it’s no surprise that injuries can occur even in the seemingly safest of workplace environments. This could be anything from a bee sting to a falling piece of heavy equipment—both vastly different circumstances with different levels of workplace liabilities and potentially … Continue reading The Importance of Workers’ Compensation for Your Business
As back to school season is now fully underway, there are a number of important safety reminders that drivers and parents should do well to keep in mind. Whenever you are participating in the traffic of a roadway situation, you are in some ways putting yourself or those around you in some type of risk. … Continue reading Back to School Safety Tips
Fires at home can happen to anyone and, if it ever happens to you, you want to be as prepared as possible to minimize the damage and harm caused. If you have working smoke detectors to alert you to smoke as soon as possible and if you have a fire extinguisher on hand, you can … Continue reading Which Type of Fire Extinguisher Should You Be Using?
While you may want to take risks with your menu, décor, or marketing plans, there’s no greater mistake than cutting corners when it comes to some of the major risks that can threaten the continued existence of your whole business model. Let’s take a look at some of the ways that having a rock-solid risk … Continue reading 5 Crucial Areas of Restaurant Insurance